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Available in Delaware

Installment Loans:

  • Up to $5000
  • Fast approval*
  • Funds as soon as same day*

Delaware Personal Loans

Premier Plus Loans

EMG's Top tier loan product - "Premier Plus". This product for qualified customers carries a borrowing maximum of $5,000. Repayment can be made in small, flexible increments over an 18 month term.

    Premier loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages
Term: 18 months
Required:
  • $4,200 Gross monthly Income
  • Most recent paystub/ Proof of Income
  • Direct Deposit
  • Most Recent Bank Statement
  • State Issued ID
  • A Credit report view
  • *Decrease the time for approval with Instant Bank Verification. Ask Store for Details.

Premier Loans

EMG offers a large scale loan for consumers – the “Premier Loan”. This product carries a borrowing maximum of $2,500. Repayment can be made in small, flexible increments over a 15-month term.

    Premier loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages
Term: 15 months
Required:
  • $3000 Gross monthly Income
  • Most recent paystub / Proof of Income
  • Direct Deposit
  • Most Recent Bank Statement
  • State Issued ID
  • A Credit report view
  • *Decrease the time for approval with Instant Bank Verification. Ask Store for Details.

Installment Loans

This product extends credit up to $1,000 with flexible repayment options up to 12 months. It offers low rates and the ability to obtain more frequent advances if needed.

Installment loans are the go-to solution for your borrowing needs with low rates and flexible repayment options.

    Installment loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • Assist with unexpected bills
Term: 3-12 months
Required:
  • $833 Gross monthly Income for loans up to $250, $1,250 Gross monthly Income for loans starting at $250 and higher
  • Most recent paystub / Proof of Income
  • Direct Deposit
  • Most Recent Bank Statement
  • State Issued ID
  • *Decrease the time for approval with Instant Bank Verification. Ask Store for Details.
Apply Now
Installment Loan Fee Schedule As of March 28, 2018
Amount Financed $100.00 $500.00 $850.00 $250.00 $500.00 $1,000.00 $1,100.00 $1,500.00 $2,500.00 $2,500.00 $3,500.00 $5,000.00
# of Payments 6 6 6 10 10 10 33 33 33 39 39 39
Payment Frequency Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly
Payment Amount $27.04 $136.61 $254.05 $51.46 $102.93 $233.41 $134.98 $184.06 $343.54 $248.51 $334.54 $532.25
Interest Total $62.26 $319.70 $674.31 $264.83 $529.43 $1,334.19 $3,355.55 $4,576.73 $8,838.85 $7,093.58 $9,547.03 $15,758.50
Total Loan Amount $162.26 $819.70 $1,524.31 $514.83 $1,029.43 $2,334.19 $4,455.55 $6,076.73 $11,338.85 $9,693.58 $13,047.03 $20,758.50
APR 408.00% 418.00% 508.00% 408.00% 408.00% 498.00% 308.00% 308.00% 348.00% 238.00% 238.00% 268.00%
*Example assumes exact period terms for a 14 day Bi-Weekly pay cycle. The finance charge includes fees charged based on a Tiered Contracual APR which can range between 238% to 508%.
*Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $16.00. See associate for details.
*Easy Money EMG reserves the right as outlined in section 8 of the loan agreement that in the event a payment is late by Five(5) days or more, we MAY assess a 5% fee on the unpaid portion of the payment.
*Easy Money EMG reserves the right in the event a payment is returned for Insufficient Funds, we MAY assess a $25 fee for the returned item.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

Available in Nevada

Installment Loans:

  • Up to $5000
  • Fast approval*
  • Funds as soon as same day*

Nevada Personal Loans

Premier Loans

EMG offers a large scale loan for consumers – the “Premier Loan”. This product is typically suited for customers with stronger payment/credit histories and carries a borrowing maximum of $5,000. Repayment can be made in small, flexible increments over a 14-month term.

    Premier loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages
Max Amount: $5,000.00
Term: 14 months
Required:
  • $50,000 Annual Income
  • Direct Deposit
  • Most Recent Bank Statement
  • State Issued ID
Minute Money: $9.95
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!
Apply Now
Product Fee Schedule - Premier Installment Loans As of July 3rd, 2014
Amount Financed $1,500.00 $2,000.00 $2,500.00 $3,000.00 $3,500.00 $4,000.00 $4,500.00 $5,000.00
# Payment Frequency 30-Biweekly 30-Biweekly 30-Biweekly 30-Biweekly 30-Biweekly 30-Biweekly 30-Biweekly 30-Biweekly
Payment Amount $126.75 $169.00 $211.25 $253.50 $295.75 $338.00 $380.25 $422.50
Final Payment Amount $126.98 $169.42 $211.71 $254.19 $296.51 $338.81 $381.21 $423.43
Interest Total $2,302.73 $3,070.42 $3,837.96 $4,605.69 $5,373.26 $6,140.81 $6,908.46 $7,675.93
APR 194.46% 194.47% 194.47% 194.47% 194.47% 194.47% 194.47% 194.47%
Total Loan Amount $3,802.73 $5,070.42 $6,337.96 $7,605.69 $8,873.26 $10,140.81 $11,408.46 $12,675.93
*Example assumes thirty 14-day bi weekly terms. The finance charge includes fees charged based on a contractual APR of 195%.
*Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $16.00. See associate for details.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

Installment Loans

Installment loans are the go-to solution for short-term borrowing needs up to $1,500 with low rates and flexible repayment options up to 3 months.

    Installment loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages
Max Amount: $1,500.00
Term: 3 months
Required:
  • $1,000/month Income
  • Direct Deposit
  • Most Recent Bank Statement
  • State Issued ID
Minute Money: $9.95
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!
Product Fee Schedule - Installment Loans As of January 21, 2018
Amount Financed $300.00 $400.00 $500.00 $600.00 $700.00 $800.00 $900.00 $1,000.00 $1,500.00
# of Payments 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly 6-Biweekly
Payment Amount $79.92 $106.56 $133.20 $159.84 $186.48 $213.12 $239.76 $266.40 $399.60
Final Payment Amount $79.92 $106.56 $133.20 $159.84 $186.48 $213.12 $239.76 $266.40 $399.60
Interest Total $179.54 $239.38 $299.21 $359.03 $418.90 $478.90 $538.59 $598.43 $897.65
APR 397.92% 397.91% 397.90% 397.88% 397.90% 397.90% 397.90% 397.90% 397.90%
Total Loan Amount $479.54 $639.38 $799.21 $959.03 $1,118.90 $1,278.73 $1,438.59 $1,598.43 $2,397.65
*Example assumes six 14-day bi weekly terms. The finance charge includes fees charged based on a contractual APR of 399%.
*Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $16.00. See associate for details.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

Available in Utah

Installment Loans:

  • Up to $5000
  • Fast approval*
  • Funds as soon as same day*

Utah Personal Loans

Premier Loans

EMG offers a large scale loan for consumers – the “Premier Loan”. This product is typically suited for customers with stronger payment/credit histories and carries a borrowing maximum of $5,000. Repayment can be made in small, flexible increments over a 14-month term.

    Premier loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages
Term: 18 months
Required:
  • $50,000 Annual Income
  • Most recent paystub/ Proof of Income
  • Direct Deposit
  • Most Recent Bank Statement
  • State Issued ID
Minute Money: $9.95
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!

Installment Loans

Installment loans are the go-to solution for short-term borrowing needs up to $1,500 with low rates and flexible repayment options up to 3 months.

    Installment loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • An alternative to refinancing your home or second mortgages
Term: 12 months
Required:
  • $1,000/month Income
  • Direct Deposit
  • Most Recent Bank Statement
  • State Issued ID
Minute Money: $9.95
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!
Apply Now
Installment Loan Fee Schedule As of January 21, 2018
Amount Financed $100.00 $500.00 $850.00 $250.00 $500.00 $1,000.00 $1,100.00 $1,500.00 $2,500.00 $2,500.00 $3,500.00 $5,000.00
# of Payments 6 6 6 10 10 10 33 33 33 39 39 39
Payment Frequency Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly
Payment Amount $26.88 $135.81 $252.33 $51.05 $102.10 $231.28 $133.29 $181.76 $339.12 $245.48 $330.45 $525.54
Interest Total $61.34 $314.87 $664.07 $260.52 $521.06 $1,312.87 $3,300.59 $4,500.87 $8,694.87 $6,974.98 $9,390.39 $15,496.42
Total Loan Amount $161.34 $814.87 $1,514.07 $510.52 $1,021.06 $2,312.87 $4,400.59 $6,000.87 $11,194.87 $9,574.98 $12,890.39 $20,496.42
APR 408.00% 418.00% 508.00% 408.00% 408.00% 498.00% 308.00% 308.00% 348.00% 238.00% 238.00% 268.00%
*Example assumes exact period terms for a 14 day Bi-Weekly pay cycle. The finance charge includes fees charged based on a Tiered Contracual APR which can range between 238% to 508%.
*Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $16.00. See associate for details.
*Easy Money EMG reserves the right as outlined in section 8 of the loan agreement that in the event a payment is late by Five (5) days or more, we MAY assess a 5% fee on the unpaid portion of the payment.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

Available in Mississippi

Installment Loans:

  • Up to $1,500
  • Fast approval*
  • Funds as soon as same day*

Mississippi Personal Loans

Installment Loans

This product extends credit up to $1,500 with flexible repayment options up to 7 months. It offers low rates and the ability to obtain more frequent advances if needed.

Installment loans are the go-to solution for your borrowing needs with low rates and flexible repayment options.

    Installment loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • Assist with unexpected bills
Required:
  • Proof of Income
  • Bank statement within the last 30 days
  • Government issued ID
  • Completed personal history form with 3 unique references
Minute Money: $9.95
Provide your debit/check card info to get IMMEDIATE access to your funds. No wait!
The product is broken up into 2 payment terms:
    Term 1: $100 to $500
  • Weekly- between 17 weekly payments
  • Bi-Weekly- 8 Bi-Weekly payments
  • Semi-Monthly- 8 Semi-Monthly payments
  • Monthly- 4 payments
    Term 2: $500 to $1500
  • Weekly- between 30 weekly payments
  • Bi-Weekly- 15 Bi-Weekly payments
  • Semi-Monthly- 14 Semi-Monthly payments
  • Monthly- 7 payments
Apply Now
Installment Loan Fee Schedule As of January 21st, 2018
Amount Financed $200.00 $500.00 $200.00 $500.00 $200.00 $500.00 $200.00 $500.00
# of Payments 17 30 9 15 8 14 4 7
Payment Frequency Weekly Weekly Bi-Weekly Bi-Weekly Semi-Monthly Semi-Monthly Monthly Monthly
Payment Amount $18.75 $35.37 $34.93 $67.80 $39.03 $73.68 $85.04 $136.12
Interest Total $118.82 $561.25 $114.43 $516.98 $112.23 $531.51 $140.16 $452.89
Total Loan Amount $318.82 $1,061.25 $314.43 $1,016.98 $312.23 $1,031.51 $340.16 $952.89
APR 299.20% 299.19% 299.17% 299.17% 298.33% 298.33% 302.80% 300.43%
*Example assumes exact period terms for Weekly, Bi-Weekly, Semi-Monthly and Monthly pay cycles. The finance charge includes fees charged
*Examples listed MAY have an OPTIONAL fee assessment for Minute Money tm services of $9.95. See associate for details.
*Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $9.95. See associate for details.
*Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.

Available in Missouri

Installment Loans:

  • Up to $2000
  • Fast approval*
  • Funds as soon as same day*

Missouri Personal Loans

Installment Loans

This product extends credit up to $2,000 with flexible repayment options up to 12 months. It offers low rates and the ability to obtain more frequent advances if needed.

Installment loans are the go-to solution for your borrowing needs with low rates and flexible repayment options.

    Installment loans are an especially useful resource for those who wish to:
  • Consolidate other loans into one low and easy payment
  • Buy furniture, electronics, or appliances versus renting them
  • Assist with down payments for cars, boats, housing, or other substantial items
  • Assist with unexpected bills
Term: 4-12 months
Required:
  • Verifiable source of recurring Income.
  • Must have a verifiable checking or savings account that has 30 days of banking activity
  • Must supply a valid Social Security Number
  • *Decrease the time for approval with Instant Bank Verification.
Apply Now
Installment Loan Fee Schedule As of July 27th, 2018
Amount Financed $200.00 $500.00 $1,000.00 $2,000.00 $200.00 $500.00 $1,000.00 $2,000.00 $200.00 $500.00 $1,000.00 $2,000.00 $200.00 $500.00 $1,000.00 $2,000.00
# of Payments 17 26 39 52 9 13 20 26 8 12 18 24 4 6 9 12
Payment Frequency Weekly Weekly Weekly Weekly Bi-Weekly Bi-Weekly Bi-Weekly Bi-Weekly Semi-Monthly Semi-Monthly Semi-Monthly Semi-Monthly Monthly Monthly Monthly Monthly
Payment Amount $21.82 $45.98 $85.32 $172.79 $40.25 $86.67 $159.00 $321.25 $48.59 $102.70 $189.13 $380.71 $100.06 $209.08 $381.02 $763.43
Interest Total $171.19 $695.86 $2,329.59 $6,991.33 $162.37 $627.11 $2,181.26 $6,354.35 $188.73 $732.39 $2,404.64 $7,139.12 $200.27 $754.53 $2,429.17 $7,161.35
Total Loan Amount $371.19 $1,195.86 $3,329.51 $8,991.33 $362.37 $1,127.11 $3,181.26 $8,354.35 $388.73 $1,232.39 $3,404.64 $9,139.12 $400.27 $1,254.53 $3,429.17 $9,161.35
APR 412.50% 412.54% 422.64% 442.87% 412.55% 412.55% 422.65% 442.87% 407.10% 407.74% 417.27% 436.00% 419.33% 418.42% 427.83% 447.87%
* Example assumes exact period terms for each pay cycle. The finance charge includes fees charged based on a Tiered Contractual APR which can range between 238% to 508%.
* Examples listed MAY have an OPTIONAL fee assessment for ACH services of $1.00.
  * Examples listed MAY have an OPTIONAL fee assessment for Wire Transfer services of $16.00. 
* Easy Money EMG reserves the right as outlined in the loan agreement that in the event a payment of $25.00 or less is late by 15 days or more, you will be charged $5.00. If a payment that exceeds $25.00 is late by 15 days or more, you will be charged the greater of $15.00 or 5% of the payment (maximum $50.00). 
* Easy Money EMG reserves the right in the event your payment is refused by a financial institution, you agree to pay us a $25.00 handling fee plus any charges assessed by the institution that refused payment.
* Examples are assumed based on exact on time payments. Finance charges will differ from examples if payments are made before the scheduled due date or after the scheduled due date.